You can visit us 9am–5pm, Monday to Friday
Request a call back Call us

Resources

Written by the people you’ll actually meet.

Articles, guides and the occasional opinion from our own advisers.

Everything here is written by the people you would actually meet — not bought in from a content service and badged with our name.

Some of it is topical, some of it is the answer to a question we have been asked three times in a fortnight and occasionally it is simply something we think more people ought to know.

Featured

Investing

Reckless Caution

Saving in cash feels like the safe decision. Over a long enough period it is one of the most reliable ways to lose purchasing power.

Read the article 26 November 2019 · 2 min read

All posts

Protection

Saving people money — a client story

More cover, for less money, with no fee to pay. A short case study on why whole-of-market access matters with protection.

1 November 2019 · 3 min read
Retirement

The 64 million dollar question

How much should I save for retirement, when I do not know how long I am going to live?

28 October 2019 · 3 min read
Client news

Updates to our client portal

Enhanced reporting, access to your signed documents and the ability to see your total wealth in one place.

15 March 2019 · 1 min read
Protection

Is now the right time for protection insurance?

Protection insurance cannot stop the worst happening. It can make dealing with the financial consequences a great deal easier.

4 February 2019 · 3 min read
Advice

What qualifications should a financial adviser hold?

One question, asked at the first meeting, tells you more about an adviser than anything else on their website.

23 July 2018 · 3 min read
Local

Preston’s former railway hotel to be restored

A local landmark, a local pension fund and a question most people have never asked: do you know where your pension is invested?

28 January 2019 · 2 min read
Investing

Compound interest — the most powerful force in the universe?

Einstein is supposed to have called it the eighth wonder of the world. Whether or not he did, the arithmetic behind it is the closest thing to magic that saving offers.

14 August 2018 · 2 min read
Protection

Paying off some existing debts?

Sometimes it can feel like you need to tackle financial goals one by one. And if you’re working hard to pay off debt, adding insurance to your list of monthly outgoings can feel…

30 November 2018 · 2 min read
Family

Finances: a few things new parents (or parents to be) need to know

As a father to a new daughter myself (and yes I had to add a picture of Polly below!), finances are often the last thing you think about with the excitement often taking over. But…

18 November 2018 · 2 min read
Tax

How is your pay going to change from 5th April 2019

The things you need to know about your

10 November 2018 · 2 min read
About us

Live Life, Plan Well...

Fernleigh Wearden & Co have been providing the people of Lancashire and the surrounding areas sound financial advice since

31 October 2018 · 1 min read
Protection

Who’s more important? Your pet or your partner?

It might be a tough question for a lot of pet lovers out

21 October 2018 · 1 min read
Pensions

Do you know anything about your company pension? The common problems are easy to fix …

Thanks to autoenrolement, almost every employee in the UK earning a full time wage should have a company pension. But what should you know about

13 October 2018 · 2 min read
Investing

Property: It’s as safe as houses?

When we ask our clients what concerns them when investing money, the answer is more often than not ‘the risk of losing

23 September 2018 · 1 min read
Pensions

‘Cashing in pension pots early may be costly’

Don’t just take our word for it. This is what the regulator has told us, documented in a recent BBC

16 September 2018 · 1 min read
About us

We’re available at a time to suit you

We know the struggles of a working and family life at Fernleigh Wearden & Co. We know that’s it often difficult to find a time to arrange a meeting with a financial adviser, where…

9 September 2018 · 1 min read
Retirement

Please don’t bury your head in the sand when it comes to retirement saving

Most people don’t think about personal pensions or retiring, never mind saving towards it. Hopefully the table below shows you why you need to think about

1 September 2018 · 1 min read
Protection

Can you get cheaper AND more comprehensive Life Cover?

Do you check to see if you can get your car insurance cheaper somewhere else every year? Maybe you also check to see if you can your home insurance cheaper with another provider?…

14 July 2018 · 2 min read
Investing

Thinking of using a Cash ISA to save for retirement?

Many people in the Lancashire area are using a Cash ISA to save for retirement, but in the current climate of low interest rates and high inflation, this route may not be the most…

9 July 2018 · 1 min read
Client news

Our Privacy Policy

It’s now been just over a month since GDPR has come into play and you will be well aware that many companies are updating their privacy and data protection

5 July 2018 · 1 min read
Pensions

Transfers out of final salary schemes are on the rise - but is it the right thing to do?

Updated: Sep 9,

26 June 2018 · 2 min read
Tax

Beware the Child Benefit trap? Are you claiming this unwittingly?

Do you, or your partner currently earn between £50,000 and £60,000 and have children? Are you currently claiming Child

12 June 2018 · 2 min read
Investing

Are you one of the 90% of people who are unhappy with the interest rate on their Cash ISA’s?

According to recent industry research, 90% of people are unhappy with the interest rate they are getting on their Cash

5 June 2018 · 1 min read
Investing

Buy to Let Properties

Why

17 January 2018 · 4 min read
Advice

Personal Finance Society Meeting: Dunkenhalgh Hotel, Nr. Preston, Lancashire

We have both been our and about this week at the Personal Finance Society meeting at the Dunkenhalgh

15 November 2017 · 1 min read
Client news

Fernleigh Wearden & Co Launches New Website

Updated: Nov 15,

5 October 2017 · 1 min read

Nothing on this page is personal advice or a recommendation. The value of investments can fall as well as rise and you may get back less than you invested. Tax treatment depends on individual circumstances and may change.

Keep in touch

Two a month. Nothing else.

We send a short note when we publish something worth reading. No sales messages, no third parties and you can stop at any time.

Newsletter

Just an email address.

We’ll only use your address to send you our articles. Read our privacy policy.

Our services

Most people need more than one of these.

Advice areas overlap. Part of our job is spotting which ones actually apply to you.

Read something that raised a question?

Tell us when suits and an adviser will ring you back. The introductory call is free.

Request a call back
Consumer Duty Alliance Chartered Financial Planner Financial Vulnerability Taskforce Pension Transfer Gold Standard