COSTS
We are very open and transparent with our costs.
We will have an initial meeting to advise if we are able to help you, and there is no charge for this meeting.
We will provide you with a Terms of Business Document at our initial meeting which will detail our charges if you wish to proceed, but as an overview our charges are below.
We believe as a firm that it is important to review your investments, to ensure that
they are performing as expected, and also to ensure that any investment matches the level
of risk you want, and are able, to take.
INVESTMENTS & PENSIONS
*Charges for some complex work such as trust work and estate planning may be higher than detailed below.
Please contact us for details.’
* The charges for investments over £1m are subject to negotiation dependent on the type of investment and the value of the total portfolio invested.
The above charges are subject to a minimum fee of £750.00. With existing pensions, you have the option of this fee being deducted from the existing pension value, or paid to us directly.
ONGOING CHARGES
If you wish for us to manage your investments moving forward, we charge an ongoing advice fee of 0.75% of the fund value every year, which is taken from your investment at an amount of approximately 0.0625% a month.
We will provide you with a copy of the services you can expect from us in the ‘Terms of Business’ document we will provide to you.
You can also find a digital copy of our Terms of Business in the Resources / Useful Documents page of our website.
EXISTING CLIENTS
If you are an existing client, we may reduce some of the initial charges above should you wish to add further money to your existing investments with us.
PROTECTION
You have the option of whether you wish to pay us a fee for our advice, which would be a minimum of £750.00, or alternatively if you wish the protection provider to pay us commission for setting up your policy. We will discuss the costs of both options with you.
AUTOENROLEMENT
We can assist you with finding a company pension provider which will meet your needs, as well as those of your employees.
Our charges start at £500 for companies with less than 5 employees, and increase dependent on the number of employees you have as a firm/company. Please contact us for more information.